December 6 - The Limited Funds Gift-Guide

As someone with a pile of debt of loans to pay off and very little funds available, you can bet your bottom-dollar (or I guess I’m actually betting my bottom-dollar, literally) that the gifts I give this year will be on a budget.

And I know I’m not the only one who has to go this route, so here is my (small) list of my favorite budget-friendly present ideas.

Mix CD

Seriously, who doesn’t love a mix CD? Surprise a friend or family member with a mix of songs you think that he or she will like, use it as an opportunity to introduce someone to some new bands or artists.

Just be sure to include a track listing so you don’t have to worry about being asked: “What’s that one song with the guy that sounds like that other guy?”

Or, for the more tech-savvy, you can be really fancy-schmancy and pick up a USB drive for a few dollars and load it up with a whole bunch of music. Speaking from personal experience, the recipient will be very very appreciative.

Hand-Knit (Crocheted, Sewn, etc.) Item

It’s all about the hand-made item: knitting or crocheting a simple scarf or hat, sewing an ornament, or making jewelry or record-bowls. It’s all very simple, easy to do on limited funds, and shows a person that you put a lot of time, thought, and effort into making something special just for him or her.

Gift Card

Never underestimate the power of a $10 or $15 gift card, especially if the person is also not in the best of financial situations.

A Framed Picture

Most pictures frames are not super expensive, and many are easy to customize. Remind a sibling of your favorite childhood memory with him or her, let a friend know how much you appreciate the friendship, or give your parents a new photo to place on their desk.

A Heartfelt Letter

If you do not have the means to spend any money on presents this year, all you really need is a piece of paper and a pen. Write a letter to your loved-one telling him or her just how much you appreciate and love them; tell them the things that you forget to mention to them throughout the rest of the year. It’s the best gift you can give to someone.